Typing captions by hand takes minutes even for one minute of speech. Premiere Pro offers a few ways to do it automatically; which one you choose depends on the spoken language and on how you want the captions to look.
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Premiere Pro can transcribe speech and build a caption track from it.
This route works in the languages on Premiere's list. If your spoken language is not on it, use one of the two ways below.
If you already have an .srt file, bring it in with File › Import and drag it onto the timeline; Premiere places it as a caption track. Timings come in as they are in the file, and you can fix the text in the Text panel.
Sylba transcribes speech on your own computer; the video is not uploaded anywhere. It works in Turkish, English and other languages. The Captions section is free.
If a plain caption is enough and your spoken language is on Premiere's list, the first way is ready to use. If you had the captions made in another tool, import the SRT. For word-by-word animation, emphasis, or a language Premiere does not list, the third way fits.
Keep at most two lines on screen and break lines where the meaning breaks. In vertical video, keep captions away from the bottom area covered by the Instagram and TikTok interface. A thin outline or shadow on light text keeps it readable on any background.
Captions and Graphics are free. macOS and Windows.