A lower third is the text at the bottom of the screen showing the speaker's name and title. It is the most repeated graphic in interviews, podcasts and corporate videos. Build it well once and you can reuse it in every video.
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To reuse your lower third, copy the graphic clip into another video or export it as a Motion Graphics template.
Sylba's Graphics section has ready-made lower third and credit templates; some of them are free. Pick a template and send it to the timeline, then type the name and title in Premiere's Properties panel. Font and colors are changed there too.
If you are designing one lower third specific to your brand, building it from scratch makes sense. If you need a clean-looking bar quickly, or want to try different looks, a ready-made template shortens the job.
Use at most two lines: name and title. Show it when the person first appears, hold it for at least three seconds, then remove it. Put the text on the bar rather than on a bright part of the picture so it reads on any background.
Captions and Graphics are free. macOS and Windows.